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Day: March 30, 2026

When Term Life Can Actually Be the Better Choice (Even If You Believe in Whole Life)

People argue term vs whole life like it’s a religion. It’s not. They’re two different tools built for two different jobs. Whole life (especially when structured for IBC) can be a long-term asset. Term life is pure protection for a specific window of time. And yes, there are plenty of situations where term is the […]

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  • thomas@thomascox.co
  • Birmingham, Alabama
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This page is for educational purposes only and is not financial, tax, or legal advice. Annuity guarantees are subject to the claims-paying ability of the issuing insurance company. Fixed indexed annuities are insurance products, not investments, and do not directly participate in any stock or equity investment. Caps, participation rates, and features vary by product and may change. Withdrawals may be subject to surrender charges and, if taken before age 59½, possible tax penalties. Guarantees and product availability vary by state.